Terms of Service

These Terms of Service govern the use of the markonappari.fi website and any services, analyses, digital products, training materials, templates or other content provided through the website.

The website and services are operated by Dreamyard Capital Oy, Finland ("Service Provider").

1. Acceptance of Terms

By accessing or using the website, purchasing services, submitting information through the website or downloading materials, you agree to be bound by these Terms of Service.

If you do not agree with these terms, please do not use the website or services.

2. Services and Content

The website may provide business analyses, commercial advisory services, coaching materials, digital products, templates, reports, AI-assisted analyses and other informational content.

All content is provided for informational and educational purposes unless otherwise agreed in writing.

3. Digital Products and Materials

Digital products, reports, templates, training materials and other downloadable content purchased from the website are licensed for the customer's own use.

Unless otherwise agreed in writing, customers may not:

• copy, reproduce or distribute materials;
• resell or sublicense materials;
• publish materials publicly;
• share purchased content with third parties.

All intellectual property rights remain the property of Dreamyard Capital Oy or the original rights holder.

4. Right of Withdrawal

Consumers generally have a statutory right of withdrawal under applicable consumer protection legislation.

For digital content delivered electronically, the right of withdrawal may expire once delivery has begun with the consumer's prior express consent and acknowledgement that the right of withdrawal is lost upon delivery.

Nothing in these Terms limits any mandatory consumer rights provided by law.

5. No Guarantee of Results

The Service Provider aims to provide high-quality analyses, insights, recommendations and educational content.

However, business outcomes, commercial results, sales performance, growth and other results depend on numerous factors outside the Service Provider's control.

Therefore, no guarantee is given regarding specific outcomes or performance improvements.

6. Limitation of Liability

To the maximum extent permitted by law, the Service Provider shall not be liable for:

• indirect or consequential damages;
• loss of profit;
• loss of business opportunities;
• business interruption;
• loss of data.

The total liability of the Service Provider shall in all cases be limited to the amount paid by the customer for the relevant service or product giving rise to the claim.

Nothing in these Terms excludes liability where exclusion is prohibited by applicable law.

7. Intellectual Property

All content on the website, including but not limited to text, frameworks, methodologies, analyses, reports, graphics, designs, digital products and downloadable materials, is protected by copyright and other intellectual property laws.

No rights are transferred to the customer except for the limited right to use purchased materials for their intended purpose.

8. Changes to Services and Terms

Dreamyard Capital Oy reserves the right to modify, suspend or discontinue any part of the website, services or products at any time.

These Terms may be updated from time to time. The latest version will always be available on the website.

9. Applicable Law

These Terms shall be governed by and interpreted in accordance with the laws of Finland.

Any disputes shall primarily be resolved through negotiation.

If a dispute cannot be resolved amicably, it shall be submitted to a competent court in Finland.

Consumers retain all rights granted to them under mandatory consumer protection legislation.

10. Contact Information

Dreamyard Capital Oy

Website: https://markonappari.fi

For questions regarding these Terms of Service, please contact the Service Provider through the contact information provided on the website.